Tuesday, June 17, 2025

Selling a house in Pensacola? What you can expect to spend.

Are You Selling a house in Pensacola, Florida? This is How Much You Can Expect to Spend.

Take it from me, a Gen-X almost Boomer... it costs money to sell a house in Pensacola. 



Here are the typical costs that you can expect to pay when selling a $400,000 house in Pensacola, Florida the traditional way:



The Basics:

  • Realtor Commissions: $20,000–$24,000 (5–6% of sale price)
  • Closing Costs: $4,000–$12,000 (1–3%)
  • Title Insurance: $2,000–$4,000
  • Title Search: $100–$200
  • Escrow Fees: $500–$1,500
  • Prorated Property Taxes: ~$730–$1,460
  • HOA Fees (if applicable): $100–$500
  • Transfer Taxes: $2,800 ($0.70 per $100)
Other Potential Costs:

  • Home Prep: $1,000–$5,000+  minor cosmetic upgrades for curb appeal
  • Seller Concessions: $0–$10,000+  that larger repair you were putting off the the home inspector flagged
  • Moving Costs: $7,600–$9,140+  unless you can get a bunch of dad's with F-150s from your church with nothing better to do on a Saturday morning. 


That sinking feeling that you get when reality kicks in and you realize that you don't have enough money to sell your house the traditional way...


Total Estimated Range: $27,900–$62,140+ (7–15.5% of sale price) , so you start thinking about FSBO for sale by owner as a way to sell. And then you soon figure out why approximately 85% of FSBO home sellers fail - that is, they do not sell the house for the original asking price that they wanted. Or worse, they don't sell the house at all.

Savings Tips: Stop ordering Door Dash. Cancel your Netflix account. Get a cheaper cell phone at Wal-Mart. 

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